This project provides information on how to start and manage a small business. You get a loan and pay it back, to allow others to borrow and the cycle continues.

Access to financial services is crucial for economic development. However, poor and smallholders have been neglected by traditional banks for a long time. Microcredit is a development model to provide loans to the poor who have no or little collateral. As YDA we see microcredit as a solution to many of the problems of rural areas. Over time there has been a shift in the objectives of rural development. Rural development nowadays is about an overall improvement of the human quality of life in terms of economic, social, political, and environmental, issues. Access to microcredit has a positive impact on three dimensions of sustainable rural development; social, economic, and environmental. Microcredit helps in the alleviation of poverty, employment, entrepreneurship, higher productivity from agriculture, women empowerment, gender equality, reduced rural outmigration, better health and education, green entrepreneurship, and adoption of modern technology/inputs in agriculture.